We have ever discussed about the importance and the purpose of pre-approval, and it is helpful for clients to organise their own capital, equity, and the cash flow for their home loan and finance management. It especially will be very important for clients who would be keen to bid at the auctions. As a professional

First of all, I would like to confess, as this topic is one of the most common questions clients would like to ask me about. Well, is there any positive connection with the interest rate and the property market price? As the major concern for general customers of proposing the home loan, low interest rate

Mortgage is a great commitment in your life, and of your finance as well. It helps your dream come true, no matter you are going to take over a business, and find a lovely place. How you manage your finance, your mortgage proposition will need a professional and trustworthy mortgage adviser to help you out.

It can be very tempting and exciting for hunting a house on the market, whether it is for your own home or as a rental property. At the same time, budget will be the major concern for clients to make an offer or bid at the auction. Besides the buyer’s contribution (minimum 20% currently), how